By learning more about your health insurance options you can begin to make more effective decisions that safeguard your health and the well-being of your loved ones for the years to come. Our team at Good & Associates Insurance Services are experts in the health insurance industry.
In this new post, we’re explaining more about Covered California and its value to patients throughout Claremont.
What is Covered California?
Covered California provides brand name insurance coverage to Claremont residents and those across California at affordable group-based rates. The program brings together the insurance leverage of millions of Californians to help individuals reduce the cost of their medical care. The program is sponsored through Covered California and the Department of Health Care Sciences and provides distinct coverage options for both individuals and families.
Types of coverage
There are many types of coverage available through Covered California. The program now covers the following types of health care:
- Prescription drug coverage
- Pregnancy care
The program is also associated with Medi-Cal, which provides coverage to those with low-incomes and no other forms of medical coverage. Medi-Cal offers essential health benefits, as well as additional coverage options depending on the individual and their qualification level.
What are the essential health benefits?
Individuals qualifying for Covered California programs will receive specific essential health benefits as standard. This ensures that programs provide a base level of care that cannot be mitigated by any provider within the system. Included essential health benefits within each Covered California insurance policy include:
- Emergency services
- Ambulatory care
- Maternity and infant care
- Prescription drugs
- Pediatric services
Each of these areas has specific sub-categories of care that must be reviewed when analyzing your insurance policy.
How can I apply?
Applying for Covered California from your home in Claremont is simple. You can apply online through the Covered California website or consult with your local insurance services company to apply through their team directly. Make sure that you have all personal information available to you when you apply. The process can take several weeks and may require you to answer questions about your health and your current care needs.
To learn more about Covered California, please contact our trusted team today.