For Americans, Medicare is the most effective way to get affordable and reliable health insurance for those with disabilities or that are over the age of 65. With coverage sitting around 48% and options for supplemental coverage for those that want to save even more, various policies are offered by different companies, companies that we can connect you with. If you’re looking for covered California insurance agents, our experts can help you out and get you the plan that you need.
From the year 1966 to 1995, Medicare has helped reduce elderly poverty from 29% to 10.5%, a strong reflection of the benefits of Medicare. Prior to the enactment of Medicare, only half of Americans over the age of 65 had health coverage, in comparison to today where nearly all of them do. Furthermore, the life expectancy of seniors over the age of 65 has increased by 8 years since Medicare came into play.
Medicare certification requires an adherence to the Civil Rights Act of 1964, which prohibits discrimination based on sex and race during the processes of hiring, firing and promoting, meaning you can be sure that you will get the coverage that you need without having to experience any sort of prejudice or racial bias.
For those looking to compliment their policyholder’s Medicare coverage, Medigap is a great tool that can provide you with the supplemental support that you need. Our experts can help you find a Medigap policy that suits your needs and budget and ensure that you’re paying for the premiums that you need, no more and no less. Medicare Advantage is also essential to the options available to seniors. With Medicare Advantage you can obtain, for many seniors (based on what country they reside in), a zero premium plan along with zero cost for doctor’s visits, hospital stays, and zero or low copays for prescription drugs. By combining parts A, B, and D under one plan, you can the simplicity important to seniors, along with zero premium and zero or very low copays.
Whether you’re looking for standard Medicare coverage or to supplement your current plan, our experts at Good and Associates Insurance Services can connect you with covered California insurance agents that offer policies suited to your needs. For more information or further questions, give our office a call at (800) 429-9900 or (909) 613-0056.