Let Our San Bernardino Medicare Advantage Insurance Agents Help!

Our Medicare Insurance Agents in San Bernardino and the Medicare Advantage

Proper insurance coverage in your later years of life is essential for your well-being and peace of mind. While standard Medicare/Medigap programs combined with your original Medicare may offer some coverage, there are some facets of healthcare left out of these plans, such as prescription medication coverage. The San Bernardino Medicare advantage insurance agents at Good and Associates Insurance Services cover the basics and nuances of Medicare Advantage, the second Medicare option offered as an alternative to Medigap. This comprehensive insight equips you to make an informed decision on whether it aligns with your unique needs. Please call us today for your free Medicare consultation.

What Is Medicare Advantage?

When you enroll in Medicare Advantage, you’re placing your Medicare insurance benefits into the hands of an insurance company or health plan with the benefit of having all of your healthcare needs and prescription drug coverage will be built into one plan. Examples of common Medicare Advantage plans that we are appointed with are:

The primary advantages of Medicare Advantage plans are the inclusion of Part D coverage, which covers prescription medication, and other additional benefits like dental, vision, and hearing care, low or zero premiums, and zero-dollar doctor charges. Not all of these benefits are included in all plans, but these are the most common reasons that people opt for Medicare Advantage and if any of these benefits seem appealing to you, our team can help you find the plan that can provide you with the coverage that you desire.

Downsides

Although Medicare Advantage offers many benefits, the biggest downside of these plans is that you are restricted to your initial care through your primary care physician (PCP), one primary care hospital, and the specialists you see must belong to the medical group of your PCP. This structure, meticulously crafted for stability, may not be a good fit for those seeking flexibility in their healthcare choices. If your preferences lean toward flexibility in your healthcare choices, such as the autonomy to see multiple doctors without the need for referrals, you might be better off letting us help you shop for a Medicare Supplement.

Speak to a Medicare Insurance Agent in Upland, Chino Hills & Rancho Cucamonga

If you have a fixed income and desire a San Bernardino health insurance plan that includes a drug plan and extra benefits such as vision, dental, and fitness coverage, Medicare Advantage might be the right insurance choice for you. For those looking to invest in a stable healthcare plan with less emphasis on flexibility, our Medicare insurance agents at Good and Associates Insurance Services can assist you enrolling in a Medicare Advantage plan that suits your needs. For further questions or concerns, contact us today at (800) 429-9900/909-613-0056.