A Guide to Health Insurance Broker Services
If you’re shopping around for new health insurance or are looking to change plans, you might be wondering if there’s a big difference between health insurance brokers near you and traditional insurance agents. That’s why the team from Good and Associates Insurance Services is here to highlight some of the key differences for you here.
If you’re searching for a reliable health insurance broker near you, here’s everything you need to know!
What Exactly Does a Health Insurance Broker Do?
A health insurance broker is a licensed professional that specializes solely in helping groups or individuals navigate the health insurance selection process from beginning to end. They’re responsible for placing the best healthcare plans in front of a person or business so they can choose the best plan for them.
Is There a Difference Between Health Insurance Brokers & Agents?
The two terms, although often used interchangeably, are actually quite different. For example, health insurance brokers act separately from any insurance companies, although they do work with insurance carriers, and the plans they offer clients will be from one or several of the carriers they work with.
Insurance agents, however, have contractual agreements with insurers and often only work with one insurance company to sell their plans.
What are the Benefits of Working with a Broker?
Because brokers work with numerous carriers, they’re able to offer much more variety and flexibility when it comes to choosing individual health insurance plans or those for your business. When working with a health insurance broker, you’ll receive quick support, personalized services, and expert health insurance advice.
What Can I Expect When Meeting with a Broker?
When you first meet with a health insurance broker, they’ll first try to understand your situation and the type of healthcare that will best benefit you. You’ll then be presented with plans that will suit your needs. A broker will help you understand the pricing process of various plans, as well as help you compare provider networks and differentiate between different insurance plans.
Contact us today for health insurance brokers near you!
If you need a health insurance broker near you, contact Good and Associates Insurance Services online today or call (800) 429-9900 or (909) 613-0056 to get a quote!