4 Things to Remember When Buying Health Insurance During Open Enrollment

Finding the right insurance policy during the open enrollment period can often be frustrating and confusing unless you have someone to walk you through the process. The professional staff at Good and Associates understand the importance of having a good health insurance policy in place and can help you find the right policy that meets your individual needs.

• Know What Resources You Have Available to You

If you’re unsure of where to start looking, you can visit HealthCare.govto find out what insurers handle policies in your area. The website offers an extensive database of counselors who are certified to enroll you in the type of insurance you need. You also have the option to talk to an insurance agent in your area if you would prefer a more hands-on approach.

• Be Aware of Scams Involving Medicare Plans

In the past, Medicare cards had your social security number printed on them. This made it easy for scammers to obtain your personal information. They would also claim to be able to speed up the process of receiving your new card for a nominal fee. Never pay to have a card mailed or expedited. The cards are mailed free of charge and will arrive in a timely fashion.

• Don’t Put Off Finding a Good Health Insurance Policy

Don’t put off finding a good health insurance policy until the last minute. You need to have the policy in effect before you experience an illness or unexpected injury. If you have questions Good and Associates is always here to explain your options to you.

• Aside from the Premium, Look at Your Total Cost

Always make sure to look at the total cost. The premium you pay isn’t the only cost associated with your insurance coverage. There will also be co-pays and out-of-pocket expenses that you will be responsible for. When you discuss your options with an insurance agent, ask them about what the total cost of the policy will be. This will help you choose one that will fit within your budget.

Good and Associates Can Help

The agents of Good and Associates understand your need for a good health insurance policy that is both affordable and able to meet your needs. Contact them today with any questions you may have if you are interested in upgrading your existing policy or simply purchasing a new one.