4 Reasons Why You Should Consider Health Insurance Coverage
If you are a California resident, health insurance is something that you should consider very carefully. There are many reasons why health insurance is important, but some of the most important reasons are that it can protect you from high medical expenses and it is required by law. Here are the top four reasons why health insurance coverage is a wise decision for California residents, and why the health insurance agents from Good and Associates can help you get the best policy every time.
Protection From High Medical Expenses
The number one reason you should consider health insurance is the fact that it can protect you from high medical expenses. If you have health insurance, you will not have to worry about how you will pay for unexpected medical bills. Health insurance agents can help you find a policy that fits your needs and budget so that you can be sure you are protected in case of an emergency.
Health Insurance is Available to All California Residents
No matter what your health status is, you can get health insurance through Covered California or other programs. These programs are designed to help everyone have access to health care, regardless of their income or health status.
Health Insurance is Required by Law in California
Another reason to have health insurance is that it is required by law in California. If you do not have health insurance, you may be subject to a tax penalty. To meet the legal requirements for health insurance in California, and to meet California’s individual mandate, all adults and their dependents must be enrolled in health insurance.
You Will Lower Your Medical Care Costs Even Before Hitting Your Deductible
Finally, having health insurance can actually save you money on your medical care costs. When you have health insurance, you will likely pay less for your doctor visits, prescriptions, and other medical care services. This is because health insurance companies have negotiated lower rates with providers. And, even if you do have to pay your deductible, you will still save money on your medical care costs in the long run. Not to mention the often exorbitant costs of emergency care and surgeries that can leave uninsured patients in crippling debt.
Good and Associates are the Health Insurance Agents That Have You Covered!
At Good and Associates, we understand that health insurance is an important decision. That’s why we offer consultations to help you find the best health insurance policy for your needs and budget. We also offer a wide range of health insurance plans, so that you can be sure you are getting the coverage you need.
Contact us today to learn more about our health insurance services and get a quote!
